Renovation & builders' risk
Renovation and builders' risk insurance
A renovation changes the risk on a building. Builders' risk can protect the work in progress and materials, and we help make sure the owner's policy and the contractor's insurance fit together.
What it can cover
- Builders' risk for the project and materials on site (terms vary)
- Owner's liability during construction
- Help reviewing what the contractor's certificates should show
- Moving back to a regular building policy when the work is done
Who it's for
- Owners doing a gut renovation
- Conversions and additions
- Major repairs after a loss
- Investors buying buildings to renovate
What affects your price
- Project cost and timeline
- Scope of work (interior, structural, additions)
- Whether the building is occupied during work
- Contractor experience and insurance
- Security and fire protection on site
- Building construction and location
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
Keep going
Pairs well with
Renewal coming up? Send us the building.
One form, a few minutes. We shop our markets and email you an estimate after a real review.