Long Island · Nassau County
Building & landlord insurance in Nassau County
Garden apartment co-ops, main-street mixed-use, shopping centers and office buildings. We insure Nassau County buildings for owners of every size, from a single building to a large portfolio.
Buildings we insure in Nassau County
- Garden apartment complexes and co-ops
- Multifamily and apartment buildings
- Mixed-use buildings with stores below apartments
- Shopping centers and retail strip centers
- Office and medical office buildings
- Industrial, warehouse and flex buildings
- Two-family and small rental buildings
What it can cover
- The building at a realistic rebuilding value: structure, roof and building systems
- Loss of rents / business income while covered damage is repaired
- General liability for sidewalks, parking lots, stairs and common areas
- Umbrella limits above your primary liability
- Equipment breakdown for boilers, HVAC, elevators and electrical systems
- Flood coverage, written separately, for buildings near the water
- Ordinance or law for code upgrades after a covered loss
What affects your price
- Building type, occupancy and what any commercial tenants do
- Year built and updates to roof, plumbing, electrical and heating
- Construction type and fire protection
- Flood zone and distance to the water
- Parking lots, snow removal and sidewalk upkeep
- Loss history, limits and deductibles
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
FAQ
Nassau County building insurance questions
Do you insure buildings in Nassau County?
Yes. We insure apartment buildings, co-ops, mixed-use, office, retail and industrial buildings across Nassau County, for owners of every size. Send the building through the estimate form and we'll review it.
Do I need flood insurance for a Nassau County building?
Standard property policies usually exclude flood. Buildings near the South Shore, the bays and the North Shore harbors can sit in higher-risk flood zones, and lenders may require flood coverage. We can look at flood options alongside your property policy.
Can you insure my Nassau building together with my NYC buildings?
Yes. If you own in the five boroughs and on Long Island, we can review the whole portfolio together and look at how the policies fit.
Do you insure garden apartment co-ops?
Yes. We work with co-op boards and managing agents on master building policies, liability, umbrella and board coverage such as directors and officers liability, which is quoted separately.
How do I get an estimate?
Fill out the estimate form with the building details. We review every request and email you an estimate after review, with no obligation.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
What we insure
Coverage for every kind of building
Own a building in Nassau County? Send us the details.
One form, a few minutes. We shop our markets and email you an estimate after a real review.