Multifamily & apartment buildings
Apartment building insurance for NYC landlords
Walk-ups, elevator buildings, prewar and new construction. We place multifamily property and liability with markets that understand New York buildings, and we shop it to get you good coverage at a competitive price.
What it can cover
- The building itself — structure, roof, systems and fixtures — against covered perils like fire, wind and burst pipes
- Loss of rental income while covered damage is being repaired
- General liability for injuries on common areas, sidewalks and stairs
- Boiler and machinery / equipment breakdown
- Ordinance or law coverage for code upgrades after a loss
- Umbrella limits that sit above your primary liability
Who it's for
- Owners of a single building or a whole portfolio
- Small walk-ups to large elevator buildings
- Portfolios across several boroughs
- Buildings with ground-floor stores
What affects your price
- Number of units and stories
- Year built and updates to roof, plumbing, electrical and heating
- Construction type: frame, brick (joisted masonry) or fire-resistive
- Occupancy and any commercial tenants
- Loss history over the last five years
- Limits, deductibles and the coverages you choose
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
Renewal coming up? Send us the building.
One form, a few minutes. We shop our markets and email you an estimate after a real review.